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Primary Transfer Toolkit
Beneficiary Administration & Transfer Toolkit
Beneficiary Administration & Transfer Toolkit
  • Beneficiary Administration & Transfer Toolkit
  • How to use this resource
    • Feedback
  • Toolkit Approach
    • Maturity Roadmap
  • Guiding principles
  • Target Operating Model
    • Stakeholder Matrix
      • Members of the Public
      • Government
      • Private Sector
      • Project Team
  • DATA COLLECTION & VALIDATION
    • Overview
    • Collate existing administrative data on beneficiaries
      • Step 1: Extract data on project beneficiaries from the HSS
      • Step 2: Identify Additional Project Records
      • Step 3: Enrich Data
        • Home Affairs Data
        • Deed Registry Data
      • Step 4: Secure Data in Database
    • Extract Property and Subsidy Data
      • Step 1: Obtain project general plan/layout
      • Step 2: Extract subsidy values
      • Step 3: Extract data from the deeds registry
      • Step 4: Secure all Data in a Database
    • Collect data by Occupancy Survey
      • Required Data
      • Data Collection Platform
      • Data Collection Hardware
      • Fieldwork Team
        • Recruitment
        • Training
      • Community and Household Engagement
      • Data Collection
      • Data extraction and storage
  • CATEGORISATION
    • Overview
    • A. All self-classified owners are beneficiaries: Perfect match
    • B. Some self-classified owners are beneficiaries, but some are not
    • C. Self-classified owners are beneficiaries, but some beneficiaries are missing
      • Co-beneficiary is deceased
      • Beneficiaries are divorced
        • The divorce order specifies what should happen to the property
        • The divorce order does not mention the property
    • D. Self-classified owners are not beneficiaries but are the original occupants of the property
      • Submit or re-submit a subsidy application
      • Subsidy cannot be accessed
    • E. Self-classified owners are not beneficiaries - inherited the property from a deceased beneficiary
      • Self-classified owner is the spouse of a deceased beneficiary
      • Self-classified owners are other heirs (not a spouse)
    • F. Self-classified owners are not beneficiaries - purchased the property informally
      • Property purchased from a beneficiary who is alive and contactable: No dispute
        • Back to Back Transfer
        • Direct transfer to new owner
          • Self-classified owner to apply for a subsidy in his / her own right
          • Self-classified owner does not qualify for a subsidy and regularisation is required
      • Property purchased from a beneficiary who alive and contactable: Disputed transaction
      • Property purchased from a beneficiary who is alive but who cannot be traced
      • Property purchased from a beneficiary who is deceased
    • G. Occupant is Caretaker / Renter
    • Enabling Processes
      • Adjudicating disputes
      • Locating missing beneficiaries
      • Submit or re-submit a subsidy application
  • VALIDATION, REGULARISATION AND TRANSFER
    • Overview
    • Core Registration Process
    • Dealing with deceased estates
    • Regularising non-beneficiaries
    • Contracting with Conveyancers
  • TITLE DEED HANDOVER
    • Overview
  • Additional Resources
    • Case Studies
      • That's Mine!
      • Deceased Beneficiary
      • Owner, but not beneficiary
      • Formal Dispute Resolution
      • Beneficiaries with more than one property
    • POPIA: The Protection of Personal Information Act
    • Community Information
    • Sample Survey
    • Sales Agreement
    • Dispute Resolution
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  • Stakeholder Engagement
  • Project Team
  • Maturity Journey
  • Key Metrics
  • Data Management
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Target Operating Model

Specifics of the Operating Model Approach

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Last updated 3 years ago

Various enablers must be in place to result in the primary transfer of a property to subsidy beneficiaries.

Stakeholder Engagement

The process described in the toolkit is not self-contained within the housing authority. It requires the active participation and collaboration of a number of other stakeholders including government departments across spheres of government (local, provincial and national) and private entities. Some of these stakeholders provide information or data (e.g. occupant households, other government departments), enable critical processes that provide a pathway to transfer (e.g. the Department of Justice with regard to deceased estates, provincial departments of human settlements with regard to application for subsidies) or participate directly in the property transfer process (e.g. conveyancers, deeds registry). It is very important that there is engagement with these stakeholders so that the roles that they play within the process are understood and supported as needed.

Key stakeholders are described in more detail in the Stakeholder Matrix.

Project Team

  • Project managers who oversee titling projects, examine evidence of ownership and authorise signature of, or sign, sale agreements,

  • Analysts who review and analyse data to determine the pathway to transfer

  • Case administrators who follow up on cases

The team is supported by a number of service providers including:

  • Fieldwork teams

  • Conveyancers

In addition, the process requires that the housing authority establish:

  • An adjudication panel

  • An appeals panel

Maturity Journey

The toolkit presumes the development over time of an optimised environment that enables the secure and efficient administration of beneficiaries and transfer of properties to validated owners.

The experience of the Transaction Support Centre and the City of Cape Town demonstrates that it is possible to undertake this work in a less than optimal environment, albeit less efficiently, and with significantly more stress on the teams who undertake the work. Given that this work becomes harder to do the longer it is delayed, it is critical that it begins as soon as possible, even if processes and systems are not optimised.

That said, there are some requirements without which it is simply not feasible to commence the work. This includes the existence of a registered general plan, access to data from the HSS on the project beneficiaries, a dedicated project team and a rudimentary system to maintain data as it is collected.

In the longer term, there are specific interventions that would optimise the process significantly. This journey towards an optimised process supported by good systems is called the Maturity Roadmap.

Key Metrics

The process should have key metrics measured so that the outcomes can be reported to stakeholders. Metrics include descriptive, throughput and cost metrics. Examples include

  • Number of properties to be transferred

  • Number of households enumerated

  • Number of households eligible to sign sale agreements

  • Number of sales agreements signed by households

  • Number of sales agreements countersigned by housing authority

  • Number of transfers lodged by conveyancers

  • Number of properties registered

  • Number of title deeds issued by the deeds registry

  • Number of title deeds checked

  • Number of title deeds with errors

  • Number of title deeds handed out to property owners

  • Number of wills signed

  • Number of households where a non-qualifier is the perceived owner

  • Number of estate late transfers

  • Number of informal sales

  • Number of renter / caretaker households

  • Number of properties where ownership is disputed

  • Average time taken from enumeration to title deed registration: self-classified owner = beneficiary (perfect match)

  • Average time taken from from household signature of sales agreement to deeds registration

  • Cost per household survey (including software, service provider, data etc.)

  • Conveyancing costs per transfer

  • Monthly operating costs: Project team

Data Management

During the process, data and digital artefacts (images of documents) are collected from multiple sources including the HSS, occupancy surveys, home affairs and the deeds office. This data must be structured and analysed in order to identify a pathway to transfer.

Stakeholder Matrix
Maturity Roadmap