# Direct transfer to new owner It may not be feasible or desirable to proceed with a back to back transfer, for example where the original seller did not qualify for a subsidy or the subsidy was declined and the first leg of a back-to-back is not possible. In this case, it is possible for the housing authority to transfer directly to the new owner. There are two scenarios: * [The self-classified owner can apply and qualify for a housing subsidy in her or her own right](/primary-transfer-toolkit/beneficiary-administration-and-transfer-toolkit/categorisation/f.-self-classified-owners-are-not-beneficiaries-purchased-the-property-informally/property-purchased-from-a-beneficiary-who-is-alive-and-contactable-no-dispute/direct-transfer-to-new-owner/self-classified-owner-to-apply-for-a-subsidy-in-his-her-own-right.md) * The self-classified owner does not qualify for a subsidy, and [a regularisation process is required](/primary-transfer-toolkit/beneficiary-administration-and-transfer-toolkit/categorisation/f.-self-classified-owners-are-not-beneficiaries-purchased-the-property-informally/property-purchased-from-a-beneficiary-who-is-alive-and-contactable-no-dispute/direct-transfer-to-new-owner/self-classified-owner-does-not-qualify-for-a-subsidy-and-regularisation-is-required.md) --- # Agent Instructions: Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the current page URL with the `ask` query parameter: ``` GET https://cahf.gitbook.io/primary-transfer-toolkit/beneficiary-administration-and-transfer-toolkit/categorisation/f.-self-classified-owners-are-not-beneficiaries-purchased-the-property-informally/property-purchased-from-a-beneficiary-who-is-alive-and-contactable-no-dispute/direct-transfer-to-new-owner.md?ask= ``` The question should be specific, self-contained, and written in natural language. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.