D. Self-classified owners are not beneficiaries but are the original occupants of the property

In some cases the original occupant of the property is not a qualifying beneficiary. This is more common in informal settlement upgrading projects. There are three possible options:

1. The occupant qualifies for a subsidy but has never applied for a subsidy and an application needs to be submitted. Next step: submit a subsidy application

2. The occupant has applied for a subsidy in the past but was declined: In this case, the housing authority must extract and review the subsidy application from the HSS to assess reasons the application was declined. Where these reasons are based on circumstances that might have changed, the housing authority should ask the occupant to resubmit an application for a subsidy

3. The occupant does not qualify for a subsidy. Next step: Regularisation