> For the complete documentation index, see [llms.txt](https://cahf.gitbook.io/kenya-legal-policy-and-institutional-review/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://cahf.gitbook.io/kenya-legal-policy-and-institutional-review/annex-f-laws-governing-financing-rental-taxation/37.-the-central-bank-of-kenya-mortgage-refinance-companies-regulations-2019.md). # 37. The Central Bank of Kenya (Mortgage Refinance Companies) Regulations, 2019 Quick link: [ ](https://new.kenyalaw.org/akn/ke/act/ln/2019/134/eng@2022-12-31) · Following an amendment to the Central Bank of Kenya Act by the Finance Act 2018 to provide for the regulation of mortgage refinance business in Kenya, these Regulations were established to provide for the Central Bank of Kenya’s powers to license and regulate mortgage refinance companies. · Thus far only the Kenya Mortgage Refinance Company has been licensed by the Central Bank of Kenya under these Regulations. · The Regulations were amended in 2020 vide The Central Bank of Kenya (Mortgage Refinance Companies) (Amendment) Regulations 2020 which revoked CBK’s power to provide guidelines for group structures of mortgage refinance companies and the opening, closure and relocation of branches for mortgage refinance companies. --- # Agent Instructions This documentation is published with GitBook. GitBook is the documentation platform designed so that both humans and AI agents can read, navigate, and reason over technical content effectively. Learn more at gitbook.com. ## Querying This Documentation If you need additional information that is not directly available in this page, you can query the documentation dynamically by asking a question. Perform an HTTP GET request on the following URL with the `ask` and `goal` query parameters: ``` GET https://cahf.gitbook.io/kenya-legal-policy-and-institutional-review/annex-f-laws-governing-financing-rental-taxation/37.-the-central-bank-of-kenya-mortgage-refinance-companies-regulations-2019.md?ask=&goal= ``` `ask` is the immediate question: it should be specific, self-contained, and written in natural language. `goal` is what the user is ultimately trying to achieve, the reason they need the answer. Sharing it helps GitBook give you a better, more relevant answer. A goal is most helpful when it describes the outcome the user wants rather than restating the question. For example, with `ask=how do I create an API token`, a goal like `build a script that syncs our docs to a CMS` lets GitBook tailor the answer to that use case. The response will contain a direct answer to the question and relevant excerpts and sources from the documentation. Use this mechanism when the answer is not explicitly present in the current page, you need clarification or additional context, or you want to retrieve related documentation sections.